Punjab National Bank SWIFT Code: List, Format, & Importance

If you need to send or receive an international payment through Punjab National Bank (PNB), you may be asked for a SWIFT or BIC code. PNB's current official information lists PUNBINBBISB for its International Service Branch in New Delhi for inward remittances. PNB also publishes SWIFT/BIC codes for specific branches and offices, so the correct code can depend on the banking arrangement and payment route.

Before initiating an international transfer, verify the applicable SWIFT/BIC details with PNB or the relevant receiving branch. This guide explains how PNB's SWIFT codes are used, when you may need one, how SWIFT differs from IFSC, and what other information may be required.

What Is the Punjab National Bank SWIFT Code?

For inward remittances, Punjab National Bank currently lists PUNBINBBISB for its International Service Branch in New Delhi. PNB's official remittance page also identifies PUNBINBBISB as the beneficiary-bank SWIFT code for transfers to PNB accounts.

This does not mean that PUNBINBBISB is the correct SWIFT code for every PNB branch. PNB's published authorised-branch information contains additional SWIFT/BIC codes associated with specific branches and banking offices.

If an overseas bank asks for the PNB SWIFT code, do not automatically enter a code from a third-party directory. Confirm the applicable code for the beneficiary's branch and payment route with PNB or the instructions supplied by the receiving bank.

When Do You Need the PNB SWIFT Code?

You may need PNB's SWIFT/BIC information when arranging an international bank transfer involving a Punjab National Bank account or PNB's international banking operations.

Typical situations include:

• Receiving money from an overseas bank account into India.
• Receiving an international payment from an employer or business.
• Providing bank details to an overseas sender.
• Sending funds through an international banking route where PNB is the receiving or intermediary institution.
• Making certain foreign-currency transactions through PNB.

The exact information required depends on the payment method, currency, sending bank, receiving branch, and correspondent or intermediary banks involved.

For example, an overseas sender may need to provide an intermediary bank's details before a payment is routed to PNB and ultimately credited to the beneficiary's account. Therefore, the sender should follow the payment instructions supplied by the receiving bank.

Is the PNB SWIFT Code the Same for Every Branch?

No. You should not assume that every PNB branch uses the same SWIFT/BIC code.

Some PNB branches and specialized banking offices have their own SWIFT/BIC identifiers.

For example:

These examples show why you should not simply copy a PNB SWIFT code from an old website or assume that the same code applies to every branch.

If your PNB branch or the receiving instructions provide a particular SWIFT/BIC, verify it with PNB before completing the transfer.

Also Want to Know About Bank of Baroda Swift Code? Check Now!

List of Punjab National Bank SWIFT Codes for International Transactions

Punjab National Bank (PNB) has different SWIFT/BIC codes for certain branches and banking offices that handle international and foreign-exchange transactions. The list below provides PNB-published SWIFT codes for selected authorised branches and offices. If you are sending or receiving money internationally, use the code applicable to the branch or banking unit involved in your transaction and verify the details with PNB before making the transfer.

PNB's official information contains additional SWIFT/BIC codes for other authorised branches and offices. Because banking information can change, verify the applicable code with PNB before initiating an international transaction.

How to Check the Correct PNB SWIFT Code

Before sending an international payment, it is a good idea to verify the SWIFT code rather than relying on an old online listing.

Step 1: Identify the PNB branch or banking unit

Find out which PNB branch or specialized banking unit will receive or process the payment.

Step 2: Check PNB's current information

Use PNB's latest official banking or remittance information to identify the applicable SWIFT/BIC.

Step 3: Check the sender's bank instructions

The overseas bank or money-transfer provider may have specific requirements for the beneficiary bank and intermediary bank.

Step 4: Confirm the details with PNB

If you find different SWIFT codes online, contact PNB or the relevant branch and confirm which code should be used for your transaction.

Step 5: Check all beneficiary details

Before submitting the transfer, carefully check the account number, beneficiary name, SWIFT/BIC, branch information, and any intermediary-bank details.

Conclusion

The Punjab National Bank SWIFT Code is used to identify the relevant PNB banking entity for international financial transactions. PNB officially lists PUNBINBB for its International Service Branch and certain inward-remittance instructions, while its published records also contain branch- and office-specific SWIFT/BIC codes.

Before sending or receiving an international payment, verify the SWIFT/BIC code applicable to the beneficiary's branch and payment route. Also check the account number, beneficiary information, and any intermediary-bank instructions required for the transaction.

Using current information from PNB or another authoritative banking source can help reduce the risk of payment delays, rejected transactions, or incorrect routing.