NRI Banking & Finance

Punjab National Bank SWIFT Code: List, Format, & Importance

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By Vipul Jain
Updated on: 09 Mar, 2026 | Editorial Standard | 4 min read |

Punjab National Bank SWIFT Code

The Punjab National Bank SWIFT Code is considered a unique alphanumeric code that is used for secure international money transfers. All of the branches of PNB that handle international transactions have their unique SWIFT Code assigned to them. It is an 8-11-character code and is used for smooth international fund transfers. The generic SWIFT code for PNB is PUNBINBBXXX, representing the bank, country, location, and branch code. 

This guide will provide you with a better understanding of the Punjab National Bank SWIFT Codes along with a branch-wise list of PNB SWIFT Codes. We have also mentioned the structure, format, and importance of such SWIFT codes.

Key Takeaways: PNB SWIFT Code

  • The general SWIFT Code for the head office of PNB is PUNBINBBXXX.
  • There are 8-11 characters in the SWIFT Code, that represents the bank code, country code, location code, and branch code. 
  • You should always double-check the SWIFT code before making the transaction to avoid any potential delays or rejections. It also prevents the risk of routing the funds to the wrong account. 
  • To find the SWIFT code, you can check the official website of the bank, bank statements, by calling the bank directly, or by using the online SWIFT code finder tools.

What is the Punjab National Bank SWIFT Code? 

The SWIFT Code for Punjab National Bank is used for global interbank communications and global wire transfers. Its full form is Society for Worldwide Interbank Financial Telecommunication code, and is also known as Bank Identifier Code (BIC), and complies with ISO 9362 standards.

SWIFT-BIC codes are necessary to ensure that your global transactions are sent precisely to the accurate branch of Punjab National Bank. You can find the SWIFT Code of your PNB branch by checking your account statement or by contacting the bank branch directly.

Importance of Punjab National Bank SWIFT Code

  • The SWIFT Codes play a crucial role in helping banks to confirm that they are sending money to the correct destination. 
  • These codes provide a way for people and businesses to send and receive their money smoothly and securely between banks across borders. 
  • They provide a high level of security and reduce the chances of fraud related to international payments.
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PNB SWIFT Code Format & Structure

A PNB SWIFT code format consists of an 8-11 alphanumeric character code that represents the bank, country, location, and branch code. 

  • Bank Code: It contains 4 letters, and it represents the shortened version of the bank name.
  • Country Code: It contains two letters that represent the country where the bank is located.
  • Location Code: It consists of two characters of numbers and letters, which indicate the location of the head office of PNB.
  • Branch Code: It represents the three digits that represent a particular branch, and XXX indicates the main office of the bank.

Example of PNB SWIFT Code

Let's understand the PAN SWIFT Code with an example: PUNBINBBBPF.

  • PUNB - bank code for Punjab National Bank
  • IN - for the country (India)
  • BB - indicates the location
  • BPF - Specific 3-letter branch code

Full List of Punjab National Bank SWIFT Codes in India

Here is the PNB Bank SWIFT code list of the branches that allow international transactions:

SWIFT CODE BRANCH CITY
PUNBINBBAVB VANIJIYA BHAWAN AHMEDABAD AHMEDABAD
PUNBINBBVRP RAOPURA VADODARA BARODA
PUNBINBBBCP CHICKPET BANGALORE BANGALORE
PUNBINBBBOH OPERA HOUSE BRANCH MUMBAI
PUNBINBBMMA MANDVI MUMBAI
PUNBINBBMWR WORLI MUMBAI MUMBAI
PUNBINBBKSS SHAKESPEARE SARANI KOLKATA KOLKATA
PUNBINBBKLR LYONS RANGE KOLKATA
PUNBINBBKBB BARA BAZAR KOLKATA KOLKATA
PUNBINBBDCC CHANDNI CHOWK  DELHI
PUNBINBBDWP WAZIRPUR ASHOK VIHAR DELHI
PUNBINBBPUC NANAPETH PUNE PUNE
PUNBINBBGNM NAVYUG MARKET GHAZIABAD
PUNBINBBCSC SOWCARPET CHENNAI CHENNAI
PUNBINBBCNG NUNGAMBAKKAM CHENNAI CHENNAI
PUNBINBBJJB JOHRI BAZAR JAIPUR JAIPUR
PUNBINBBBNJ BAPU NAGAR JAIPUR JAIPUR
PUNBINBBJPB PANCH BATTI JAIPUR JAIPUR
PUNBINBBHBS BANK STREET BRANCH HYDERABAD
PUNBINBBJBN BASTI NAU JALANDHAR JALANDHAR
PUNBINBBLCR CHANDIGARH ROAD LUDHIANA
PUNBINBBIBD IBD HEAD OFFICE NEW DELHI
PUNBINBBDSB SHALIMAR BAGH NEW DELHI
PUNBINBBDPV PRASHANT VIHAR NEW DELHI

Final Thoughts

To ensure the smooth processing and avoid delays in transactions, you should use the accurate PNB SWIFT code. The SWIFT Code of Punjab National Bank consists of 8-11 characters that are used to ensure safe, accurate, and fast transfer of international money transactions. The main SWIFT code for Punjab National Bank is PUNBINBBXXX, and you can use this code if you are not aware of the SWIFT Code of your specific branch. 

Furthermore, consider taking professional assistance if you face any issues regarding the SWIFT Code or remitting the funds. At Visament, we have a team of skilled experts who can help you throughout the process. Professional help is available on our platform 24/7, and the prices are also very affordable. 

Frequently Asked Questions

The SWIFT code for the main head office is PUNBINBBXXX. This code is generally used for international wire transfers to the bank at the Gurgaon headquarters. It also helps identify Punjab National Bank in the SWIFT network and ensures funds are sent to the correct financial institution.

In case you are not aware of the SWIFT code of the local branch of PNB, you can use the SWIFT code of the head office (PUNBINBBXXX) to make the global payments. You can also confirm the SWIFT code by contacting your bank to avoid delays. You can also check the online banking portal of the bank, contact customer assistance, or look into the bank statement.

Yes, it is generally considered safe to use the primary office SWIFT code for receiving international payments, especially in those cases where the local branch does not have any dedicated SWIFT code. PNB will be able to send the funds to the correct account using your identifying details and full account number. For large transactions, you should always verify this method with your bank.

For most of the cases, you will require a SWIFT code to receive an inetrantonal payments because it helps to identify the bank and makes sure correct routing. In some cases, the sender may require some extra details depending on the transfer method and country, such as a routing number, an account number, or an IBAN.

Yes, Punjab National Bank (PNB) has a primary office SWIFT code as well as branch-specific SWIFT codes for certain locations. If you can find the SWIFT code for your local branches, then you should use that only for the most accurate routing and avoid delays. If you are unsure about the SWIFT code or your branch does not have any specific code, then you can use the primary code for receiving international payments.

PUNBINBBXXX is the SWIFT code for the primary head office of PNB located in Gurgaon. Other branches of Punjab National Bank in different countries or business units have their own SWIFT codes, especially for the investment or corporate banking operations. The main difference between the two is in their location or business purpose. For personal and business transfers to India, the correct and sufficient code is PUNBINBBXXX.

This SWIFT code is not for the head office of the Punjab National Bank; it is a branch of PNB. It represents the International Banking Branch of PNB located in Jaipur.

Yes, the SWIFT code PUNBINBBJMI is a valid and active code for the Punjab National Bank located in India. Specifically, it represents the International Banking Branch of PNB in Jaipur.

The SWIFT codes of PNB are used to send money between banks, especially for international transfers. These codes are essential for exchanging messages between banks and transferring funds.

You can find the SWIFT code for PNB by visiting your home branch or you can also call the customer care of the bank. You can check the official branch website or look at the bank statement of the account. You can also use any SWIFT code finder tool online to know the code of your PNB branch.

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Vipul Jain
Consular & OCI Services Expert

Vipul Jain is the Co-Founder of Visament, a trusted platform dedicated to simplifying Indian immigration, consular, and NRI services for applicants across the globe. With extensive expertise in OCI cards, Indian passport services, visa assistance, apostille and document legalization,... See Full Bio

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