SWIFT stands for Society for Worldwide Interbank Financial Telecommunication, and it is also known as the Bank Identifier Code (BIC). This code is important for international bank transfers and communication between different banks overseas. It works as a unique identifier code and ensures smooth global transactions. The SWIFT codes are unique for each bank to ensure precise transactions across borders.
In this blog, we have mentioned all the important details about the Bank of Baroda SWIFT codes, and it will help you to understand them better. You can avoid potential delays or rejections while making international transactions with accurate SWIFT codes. You can also learn more about the structure, format, and importance of the BOB SWIFT codes.
Key Takeaways
- BOB SWIFT Code has 8-11 alphanumeric characters, and it is used to make international wire transactions securely.
- The main SWIFT Code of BOB is BARBINBBXXX, representing the bank, country, location, and branch code.
- Always verify the exact SWIFT Code before you make any international transactions to avoid any potential delays or fund rejections.
- You can check the official website of the bank, bank statement, contact the customer assistance at the main branch, or you can also use the BOB SWIFT code finder online to know the correct SWIFT Code.
What is the Bank of Baroda SWIFT Code?
The format of SWIFT Code is BARBINBBXXX, and it is used as a unique identification code for transferring funds internationally. It makes sure your money reaches the correct bank account with secure and fast delivery. The code is considered a digital fingerprint for the Bank of Baroda and is used to receive money from abroad or send money overseas from another bank. It helps ensure smooth transactions between different branches of the bank.
You can use the SWIFT code of Bank of Baroda to receive funds from any foreign country or send money abroad from another bank, ensuring that your money reaches the right account. Also, Bank of Baroda uses SWIFT Code to communicate with other banks globally.
Importance of Bank of Baroda SWIFT Code
The usage of BOB SWIFT codes indicates their importance, and here are the points:
- With a BOB SWIFT code, you can transfer money from one bank to another, even when two different countries are involved.
- SWIFT uses encryption for secure data transfer, and it also involves safe communication.
- When you send a message involving a SWIFT code, then an encryption is added for security, and the receiving bank decrypts it upon its arrival.
- The SWIFT Code is recognised globally for its top-notch integrity and confidentiality for financial transfers.
BOB SWIFT Code Format and Structure
The SWIFT Code Bank of Baroda consists of 8 to 11 alphanumeric characters, and each character has its own significance. The code represents the name, city, country, and branch name of the bank.
Bank Code (A-Z)
It consists of four letters that represent the name of the bank, but in a shortened version. For the BOB SWIFT Code, the bank code is BARB.
Country Code (A-Z)
The country code contains two characters, and they represent the country where the bank operates.
Location Code (0-9, A-Z)
The location code consists of letters and numbers. This code represents the city/location of the bank.
Branch Code (0-9, A-Z)
It includes three characters (letters or numbers) that represent the specific branch of the Bank of Baroda.
BOB SWIFT Code Example
Let's take an example of the SWIFT Code of one of the branches of the Bank of Baroda: BARBINBBXXX.
- BARB: Bank Code
- IN: Country Code
- BB: Location Code
- XXX: Branch Code
List of Bank of Baroda SWIFT Codes in India
| SWIFT Code | Branch | City |
|---|---|---|
| BARBINBBAHM | ASHRAM ROAD BRANCH | AHMEDABAD |
| BARBINBBSGH | S.G. HIGHWAY | AHMEDABAD |
| BARBINBBBGL | K.G. ROAD BRANCH | BANGALORE |
| BARBINBBBDH | BHADOHI BRANCH | BHADOHI |
| BARBINBBMRM | MOUNT ROAD BRANCH | CHENNAI (MADRAS) |
| BARBINBBIFB | INDUSTRIAL FINANCE BRANCH | CHENNAI |
| BARBINBBCOI | COIMBATORE MAIN BRANCH | COIMBATORE |
| BARBINBBKTB | KHAIRATABAD BRANCH | HYDERABAD |
| BARBINBBSIA | SITAPURA BRANCH | JAIPUR |
| BARBINBBNPJ | NEHRU PLACE BRANCH | NEW DELHI |
| BARBINBBBOR | BORANADA | JODHPUR |
| BARBINBBKAN | INTERNATIONAL BUSINESS BRANCH KANPUR | KANPUR |
| BARBINBBCAL | CALICUT BRANCH P.B. NO. 14 | KERALA |
| BARBINBBSCK | SHIVAJI CHOWK BRANCH, KOLHAPUR | KOLHAPUR |
| BARBINBBIBB | INTERNATIONAL BUSINESS BRANCH | KOLKATA |
| BARBINBBCMS | CAMAC STREET BRANCH | KOLKATA |
| BARBINBBMAR | MARGAO BRANCH (GOA) | MARGAO |
| BARBINBBZBB | ZAVERI BAZAR BRANCH | MUMBAI |
| BARBINBBKBB | KHAND BAZAR BRANCH | MUMBAI |
| BARBINBBWRB | WORLI BRANCH | MUMBAI |
| BARBINBBVAS | VASHI BRANCH | NAVI MUMBAI |
| BARBINBBPAR | PARLIAMENT STREET BRANCH | NEW DELHI |
| BARBINBBPOR | M.G. ROAD BRANCH, PORBANDAR | PORBANDAR |
| BARBINBBPCA | PIMPRI CHINCHWAD BRANCH | PUNE |
| BARBINBBFTN | FERTILIZER NAGAR MAIN BRANCH | VADODARA (BARODA) |
Final Thoughts
The SWIFT Code of Bank of Baroda consists of 8-11 characters, and they are used to safely identify specific bank branches during international financial transactions and exchange messages across banks globally. They make sure the accurate and fast routing of money abroad to the right account. The general SWIFT Code of BOB is BARBINBBXXX, and it represents the bank, country, location, and branch code. All the bank branches have their own SWIFT codes, and you should always verify the specific code with the branch or the recipient to avoid potential delays or rejections.
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Frequently Asked Questions
No, the SWIFT Code is not the same for all the branches of Bank of Baroda. Each of the branch have its unique SWIFT code as it represents the precise location of the bank branch. It is necessary for the international transfers and consists of 11-characters.
The Bank of Baroda SWIFT Codes are used to securely make international wire transfers to the specific branch of a bank. It ensures the precise, fast, and secure transactions by working as a 'digital fingerprint' for international payments.
The SWIFT Code of the main office for Bank of Baroda is BARBINBBXXX. This code is generally used for international wire transfers to the bank's headquarters in Mumbai. This code identifies Bank of Baroda in the SWIFT network and ensures that the funds are sent to the correct financial institution.
If you are not aware of the SWIFT code of your bank branch, then you can use the main office SWIFT code of BOB (BARBINBBXXX) to receive the international payments. Also, you can confirm with your bank to avoid the potential delays. You can also find the accurate code by contacting customer service, checking your online portal, or reviewing a bank statement.
Yes, usually it is considered safe to use the SWIFT code of the primary office for receiving international payments, especially if there is no dedicated code for your branch. Bank of Baroda will route your funds to your bank account by using your account number and other details used for identification. For the large transactions, you should always verify the approach with your bank.
Log in to the online banking platform of Bank of Baroda and then review the mentioned wire transfer instructions. Contact a local branch, or you can call the customer service of Bank of Baroda. You can also check your recent bank statement, which includes your payment details.
Your payment could be rejected or delayed. Your funds might be routed to the wrong bank account or could take time to be refunded. Some of the banks even charge a fee for misdirected or returned payments.
In most of the cases, you will be required to have a SWIFT Code to receive international payments, as it helps in identifying the receiving bank and ensures correct routing. Depending on the method of transfer and country, the sender also needs some additional information, such as your routing number, account number, or IBAN.