Error-free Process
With our decades of experience, you will receive all application processes and services accurately.
No matter what your source of income is, we've got you covered. There’s a plan for everybody!
With our decades of experience, you will receive all application processes and services accurately.
Our skilled experts will ensure you receive fast NRO account services to prevent delays.
From anywhere around the world, Visament remains the first choice for NRIs.
Visament provided you with everything from taxation, repatriation services, to CA advisory, and much more.
No matter what your source of income is, we've got you covered. There’s a plan for everybody!
| Banks | Minimum Balance (Approx) | Savings Rate (Approx) | FD Rate (1-3 years) (Approx) | Action |
|---|---|---|---|---|
| SBI Bank | ₹50K - ₹1L | 2.70 (<₹10 Cr), 3.00% (>=₹50L) | 6.5% | Apply |
| HDFC Bank | ₹5K-₹10K | 3.50% (>=₹50L), 3.00% (<₹50L) | 7.0% | Apply |
| Kotak Mahindra Bank | ₹10K (AQB), ₹1L (AMB) | 3.50% | 6.9% | Apply |
| Bank Of Baroda Bank | ₹1K | 2.75%-3.35% | 6.5% | Apply |
| South Indian Bank | ₹5K-₹1L | 2.50%-6.00% | Up to 6.5% | Apply |
| ICICI Bank | ₹10K-₹25K | 3.00% (<₹50L), 3.50% (>=₹50L) | 7.1% | Apply |
| Yes Bank | ₹10K | 4.00%-6.50% | 7.0% | Apply |
Open an NRO account online securely through Visament in just a few steps.
Upload all the essential documents to verify KYC to start your NRO account application.
Our experts will verify your documents and send them to the embassy or notary for attestation.
After verification and attestation, our agents complete your NRO application in your selected bank account.
In just 5-10 working days, your NRO account will be activated, and you can use seamless NRO account services.
Here are the essential documents that you will need to upload to open an NRO account.
Opening an NRO account with Visament offers some of the best advantages like
Visament offers all-day and all-night support services.
Our skilled professional agents are there to provide you with error-free NRO account services.
Through the Visament, you can easily manage your earnings on your mobile with just a click.
Visament is a trusted and secure website for a high number of NRIs, offering 100% transparency.
We offer NRIs a fully online process, which helps you to access our NRO services easily.
Everything you need to know — benefits, eligibility, features, and how to apply with ease.
NRO accounts help NRIs to:
Having an NRO account unlocks many benefits, like:
Here is the simple application process for an NRO savings account.
We help you understand who can qualify to apply for an NRO account in India.
Here is a list of documents that you need to provide to open an NRO account.
We offer easy, fast, and reliable OCI, Passport, and Visa services, guiding you through every step with accurate documentation, expert support.
It is an Account that is made for non-resident Indians (NRIs), Overseas Citizens of India (OCI), and PIOs to manage their income earned in India.
Here are some key benefits of an NRO account: easy fund transfer from abroad, cash withdrawal from ATMs, bill payments, donations, and earning high interest on NRO savings accounts.
To avoid Tax deductions, you can claim a tax deduction on your interest, which is up to 10,000 INR, from your NRO Savings account online, as per section 80TTA of the Income Tax Act.
To apply for an NRO account, you must collect all the necessary documents for KYC. Your documents will be sent for verification to your NRO account opening agency. After verification, the Visament agent will register a file to open an NRO account in your preferred bank, such as an HDFC NRO account, an ICICI NRO account, an SBI NRO account, and many more. Your account will be activated within 5-10 days.
Yes, OCI cardholders can open an NRO account and utilize its benefits.
Yes, you can convert your NRO accounts to a Savings account. You will need to apply to convert your NRO account into savings at your preferred bank.
Yes, you can convert a savings account to an NRO account online from the bank's official website to its mobile app. To proceed, you must fill out an online application form, upload all necessary documents, and complete the KYC process.
Yes, you can transfer money from the NRO to the NRE account through the online Banking services. However, there are some conditions to be aware of: you can only transfer a limit of USD 1 million per fiscal year.
Yes, an NRI can invest in mutual funds in India with an NRO account. An NRI person can invest in various mutual fund schemes through the online NRE account services.
Yes, you can deposit cash into your NRO account from a legitimate source, such as rent, salary, or any other legal business in India. Foreign currency exchange is not allowed in NRO accounts.
Yes, NRIs can open multiple NRO accounts in India with different banks. There is no limitation on opening an NRO account for NRIs.
Transferring funds to your NRO account is a straightforward process. You can transfer funds through online banking, the bank app, or by entering the IFSC code and the amount you need to transfer directly into the bank.
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