A Guide To Minor PAN Card Application

PAN or Permanent Account Number is an important document in India. It is used to manage financial activities and taxes. PAN is a unique identification that is issued to every tax-paying citizen of India. Every entity paying tax, such as an individual, company, local authorities, etc., must have a PAN card. But is there a PAN card for the minors? The answer is yes, there is a PAN card for minors. Parents can apply for a minor's PAN card. This guide aims to provide an overview of the process for minors to obtain a PAN card. We will highlight the importance of a minor PAN card. Also, discuss the details of the minor PAN card application process. Let's first understand what is a PAN card.

Understanding the PAN Card

PAN stands for Permanent Account Number. A PAN card links all the financial transactions that would require tax. It makes it easier for the government to record all the tax-related information for every PAN card holder. This also applies to PAN Card for NRIs, PIOs, and foreigners having commercial interests in the nation. A PAN card is important for several activities such as paying taxes, buying property and vehicles, making large investments and cash deposits, etc.

Although most people apply for a PAN card after they turn 18, one can also apply for a minor PAN card before turning 18. The NSDL, the government organization that supplies the PAN card, issues PAN cards for minors as well. Having said that, let's understand what a minor PAN card is.

What is a Minor PAN Card?

A minor PAN card is issued to children under the age of 18 years old in India. It is issued to manage financial needs like savings or investments. The minor's parents or guardians can apply for a PAN card on behalf of their child. The minor PAN card can be updated to a regular PAN card when the child attains the age of 18.

The process to apply for a minor's PAN card is simple. A minor can apply for a PAN card. Many people face this question- it is necessary to apply for a minor PAN card. It may not be necessary but a minor PAN card may be required under some situations. Such as, a PAN Card is necessary when the parents wish to make any investment in their child's name. Let's now talk about the scenarios when a minor requires a PAN card.

Requirement Of a Minor PAN Card

Here are the major requirements for applying for a minor PAN card:

1.) When making any investment in the name of the minor.

2.) If the minor will be made the nominee of any share, investment, or other financial products.

3.) If the minor's income form investment is not taxable. Also, if it is clubbed with that of the parents, then a PAN card is needed. If:

• Income is earned by the minors themselves
• Minor is physically disabled, blind, etc.
• If they are earning income through their talent, skill, or knowledge.
• If a bank account has to be opened or a Sukanya Samriddhi Yojana Account to be opened for a girl child. 

While a PAN card for minors is not mandatory these are some situations when a minor might need a PAN card. 

Difference Between An Adult and Minor PAN Card

You must be wondering what is the difference between a PAN card for minors and a PAN card for adults. So, there is a difference between an adult and a minor PAN card. In the case of structure, both cards are similar. Although, a minor's PAN card does not contain the photograph and signature of the minor. The address proof submitted with the application will be of their legal guardian. While the identity proof and date of birth document must be specific to the minor. 

Advantages Of a Minor PAN Card

Applying for a PAN card for minors can be significantly beneficial for several reasons:

• If any investment has to be made in the minor's name then the minor's PAN card information can be provided at that time.
• The minor will require a PAN card if the minor has to be made a nominee on property, shares, or any financial product.
• Since a PAN card is a permanent number that doesn't change throughout the lifetime of the PAN cardholder. The minor's PAN card number will also remain the same irrespective of any change in the minor's name or address.
• Even though a PAN card is meant to collect all tax-related information of the holder. The income of a minor from any source or investment they hold will not be taxable. However, the conditions mentioned below are an exception:

• If the minor has any physical disability, has total blindness, etc.
• If the minor has earned the income on their own.
• If the income/investment is a result of the child’s application of his/her skills and talent. 

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Ways to Apply for a Minor PAN Card

One must apply for a minor's PAN card as it serves as an important form of identification. The process to get a PAN card for a minor is straightforward. The government has provided two options for those who wish to apply for a PAN card for a minor. The services are available both online and offline to make it easier for the guardians/parents. They can choose any one method when applying for a minor PAN card. 

Online method to apply for minor PAN card

Below is the method for applying for a minor's PAN card online:

• Visit the NSDL website and click on the "Online PAN Application" tab.
• Select the Form 49A from the drop-down menu depending on your residency status.
• Read out the instructions for filling out the form 49A.
• Select the relevant application category from the drop-down list and follow the steps. Click on "Select".
• Fill out all the details required in the form that appears onscreen.
• Upload the minor's photo and other required documents. Like, proof of address, proof of identification, and proof of age. Also, those of the minor's parents/guardians/representative person. 
• The parent's or guardian's signature needs to submit their signature.
• Handle the application fee using a credit/debit card, net banking, or demand draft.
• After filling out the form, click on the "Submit" button. You will receive an acknowledgment number. You can use this number to track your PAN card status online
• Provide all the vital papers (if not already uploaded) along with the demand draft if you chose it as a mode of payment.
• Send the attached envelope by writing "APPLICATION FOR PAN" on it. Also, mention the "ACKNOWLEDGEMENT NUMBER" and send it to the following address. 

Income Tax Pan Service Unit

Protean eGov Technology Limited (formerly known as NSDL, e-governance Infrastructure Limited)

4th floor, Sapphire Chambers, Baner Road, Baner

Pune - 411045

• You will be notified through mail once the company receives your application form.
• Once your application is verified successfully, the PAN card will be mailed to the specified address. You will get the PAN card within 10-15 working days. 

Offline method to apply for minor PAN card

Follow these steps to apply for a minor's PAN card offline:

• Download the Form 94 (for Indian residents) or Form 94A (for Indians not residing in India). This form can be downloaded from the Tax Information website.
• You can also get access to this form through the UTILTSL offices and their agents.
• Fill in the necessary details and attach copies of the appropriate required documents.
• Submitting a photograph is not necessary for a minor PAN card.
• Provide the form and document along with the processing fee to the nearest UTIITSL portal/office.
• After the submitted information is verified, the PAN card will be sent via mail to the address mentioned in the form.  

Required Documents for Minor PAN Card Application

If you submit the Aadhaar of the minor as evidence of residence, date of birth, or identification. The Aadhaar of the minor, not the representation, must be entered in the application form. Keep the below-mentioned documents ready in advance when applying for a PAN card minor:

Proof of Age/birth

The following documents on the minor can be submitted as the minor’s proof of age/birth:

• Passport
• Aadhaar card
• Voter ID Card
• Driver’s license
• Domicile Certificate
• Municipal birth certificate
• Central government-issued photo ID card
• Affidavit sworn before a magistrate mentioning the date of birth.
• Mark sheet issued by any recognized educational board

Proof of Address

The parents/guardians of the minor can submit any one of the mentioned documents as proof of address:

• Passport
• Voter ID Card
• Aadhaar card
• Driving License 
• Domicile certificate issued by a state government
• Post office passbook including the applicant’s address
• Property registration document
• Original Certificate of address signed by a Member of Parliament/Member of Legislative Assembly or Legislative Council/Gazetted Officer
• Electricity bill/landline/water/consumer gas bill (Not older than 3 months)
• Credit card/account statement (not older than 3 months)

Proof of Identity

The parents/guardians of the minor can submit any one of the mentioned documents as proof of identity:

• Aadhar card
• Passport
• Ration card
• Driving License 
• Voter ID card
• Photo ID card issued by the government
• Original Certificate of identity signed by a Member of Parliament/Member of Legislative Assembly or Legislative Council/Gazetted Officer

Fees For Minor PAN Card Application

The fees for minor PAN cards vary based on the mode of submission of the documents and if physical or e-PAN is required. Consider the table below to know about the fee to be paid for filling out online PAN application for minors:

The Process to Update a Minor PAN Card to a Major

When a minor becomes an adult, their current PAN card must be updated to show the new developments. There is a simple and hassle-free process to complete these formalities. A person can update a Minor PAN to Major PAN Card by following these steps:

• Form 49A (for Indian residents) or Form 94AA (for you are a foreign citizen) for opening a new account. After turning an adult, a person who held a PAN card for a minor needs to apply for a new account using either form 49A or form 49AA.
• You need to fill out the form with the appropriate information. You also need to put your signature and add any new information if there is any.
• You must present all the essential documents including your photos and confirmation of address.
• The application form can be filled out and submitted online or offline. You must double-check all the details before submitting it further.
• You are expected to pay the required amount of fee. The fee amount will be determined by the communication address. People having domestic addresses must pay Rs 107, while people having international addresses must pay Rs 989.
• After successfully paying the fee, you will receive an acknowledgment number. You can use this number in the future to contact the department. Also, Check PAN Card Status to keep track of your application.

Applying for a minor PAN card helps parents prepare for a secure financial future for their child. Whether it is for making your minor a nominee in your financial decision or starting your investment journey early. Having a minor PAN card is a go-to identity card. Apply for a minor PAN card today and secure your child's tomorrow. However, if you find it difficult to apply for a minor PAN card, you should ask for assistance.

Ask For Support

If you are thinking of applying for a PAN card for your minor then it is a good idea. However, applying for a PAN card can be a complex and stressful process. There is a possibility of your application getting rejected due to wrong or missing documents. Nobody will like being in such a situation, we also don't want you to face such a situation. That is why we have a team of experts to assist you with such stressful processes.

At Visament, we save you time and effort and get your work done swiftly. We are trusted by a lot of people from around the globe because of our satisfactory results. Our team aims to provide high-quality services by being available 24*7 for our customers. Whether you want to Apply for a Lost PAN Card or a new visa, we can help you with everything. Visament has services related to OCI, Visa, Passport, etc. Connect with the Visament team and get quick and affordable services without breaking your comfort.