NRI Banking & Finance

Indian Banks in Dubai - Branches & Locations

By Vipul Jain

Updated on: 07 Feb, 2026 | Editorial Standard | 6 min read |

Table of Contents

Indian Banks and Their Branches in Dubai
SBI (State Bank of India) Branch in Dubai
HDFC Bank Branch in Dubai
Kotak Mahindra Bank Branch in Dubai
Punjab National Bank (PNB) Branch in Dubai
Bank of Baroda Branch in Dubai
Union Bank of India Branch in Dubai
ICICI Bank Branch in Dubai
Axis Bank Branch in Dubai
Bank of India Branch in Dubai
Canara Bank Branch in Dubai
IDBI Bank Branch in Dubai
IndusInd Bank Branch in Dubai
Federal Bank Branch in Dubai
Top Indian Banks in Dubai for NRI Account Opening
How to Open an Indian Bank Account in Dubai for NRIs?
How Can Visament Help?

Dubai is considered a financial hub internationally as it draws many global businesses, Non-Resident Indians (NRIs), and Overseas Citizens of India (OCIs) with its business-friendly policies, strategic location, and advanced infrastructure. Dubai seems attractive to many NRIs because of its tax advantages, bold regulatory environment, and many investment opportunities. This is one of the main reasons why many NRIs prefer to stay in Dubai.

While being in Dubai, NRIs need to open bank accounts to manage their finances. In this comprehensive guide, we have mentioned the address and contact details of all the Indian bank branches located in Dubai. We have also provided the process by which the NRIs can open their Indian Bank account in Dubai easily.

Indian Banks and Their Branches in Dubai

Bank Name	Type of Branch/Office
State Bank of India	1 branch office
Punjab National Bank	1 branch office
Bank of Baroda	1 branch office
HDFC Bank	1 branch office
Kotak Mahindra Bank	1 branch office
ICICI Bank	1 branch office
Axis Bank	1 branch office
Union Bank of India	1 branch office
IDBI Bank	1 branch office
Bank of India	1 branch office
Canara Bank	1 branch office
Federal Bank	1 branch office
Induslnd Bank	1 branch office

SBI (State Bank of India) Branch in Dubai

Address	709-710, Level 7, Gate Precinct Buildings 3, Dubai International Financial Centre, Dubai, United Arab Emirates, Post Box No: 482033
Contact Number	+971.4.3266675
Fax	+971.4.3544429
Email	[email protected]

HDFC Bank Branch in Dubai

Address	HDFC Bank Representative Office, 104, Jumaal Majid Commercial Building, Opp Bur Juman Centre, Trade Centre Road, P.O. Box No.64546, Dubai, UAE
Contact Number	+00971 – 43170000
Fax	+00971 – 43967010
Email	[email protected]
Working Hours	Mon- Fri: 9:00 AM – 5:00 PM Sat: 9:00 AM – 1.00 PM Sun: Holiday
Contact Person	Naresh Chandiramani

Kotak Mahindra Bank Branch in Dubai

Address	Office #703, Level 7, Office Tower 2, Al-Fattan Currency House, DIFC, PO Box 16498, Dubai
Contact Number	+971 4 3544455
Fax No	02 9247 0536
Email ID	[email protected]

Punjab National Bank (PNB) Branch in Dubai

Address	Punjab National Bank, 802, The Gate Building, West Wing, P.O. Box 506844, Dubai International Financial Centre, Dubai-UAE
Contact Number	+971-4-325 7727
Fax No.	+971-4-325 7256
Email ID	[email protected]

Bank of Baroda Branch in Dubai

Branch	Bank of Baroda Dubai
Address	P.O. Box 3162, Govt. of Dubai Real Estate Building, Ali Bin Abi Talib Street, Bur Dubai, UAE
Contact Person	Mr. Nishant Ranjan (GM Chief Executive, GCC Operations)
Phone Number	– (00971) 43136666– (00971) 43136600– (00971) 43136616
Email ID	[email protected]

Union Bank of India Branch in Dubai

Address	Union Bank of India, DIFC, Dubai, Gate Village 10, Unit no 208-210, Dubai International Financial Centre, Dubai, UAE.
Contact Number	+971 4 388 7200 / 2975
Email ID	[email protected]

ICICI Bank Branch in Dubai

Address	ICICI Bank Limited (DIFC Branch) Central Park Building, Office Tower 27-31 and 27-32 Level 27, Dubai International Financial Centre, Dubai, U.A.E
Contact Number	00971-4-3696400
Email ID	[email protected]

Axis Bank Branch in Dubai

Address	Office No.105, 1st Floor, Al Safa Business Centre, Plot No.318-883, Street No.19, PO Box.122504, Opp. Dubai Central Post Office, Karama, Dubai, UAE
Telephone Number	00971-43343688

Bank of India Branch in Dubai

Address	Bank of India, DIFC Branch, 1902, 19th floor (South Tower), Emirates Financial Towers, P.O.Box 507310, DIFC, Dubai
Phone Number	+971 43 273437+971 43 527292
Fax Number	+971 43 527286
Email ID	[email protected]

Canara Bank Branch in Dubai

Address	NO. N 504, LEVEL5, PO BOX NO. 507037EMIRATES FINANCIAL TOWERS DUBAI INTERNATIONAL FINANCIAL CENTRE, DUBAI, UAE
Phone Number	00971 43591668
Fax Number	0097143277172
Email ID	[email protected]

IDBI Bank Branch in Dubai

Address	IDBI Bank Ltd- DIFC Corporate Banking Branch,[Regulated by the DFSA]P.O. Box No. 506805, Level 3, Gate Village – 5, Dubai International Financial Centre, Dubai, UAE
Phone Number	+9714 323 1400
Fax Number	+9714 323 1401

IndusInd Bank Branch in Dubai

Address	204/206 Al Safa Com, Khalid Bin Waleed Road, Opp. Burjuman Centre P.O Box No. 111873, Dubai, UAE
Phone Number	+97143978803

Federal Bank Branch in Dubai

Address	The Federal Bank Ltd, Dubai Representative OfficePB No.117728, 1305 Al Mussalla Tower, Bank Street, Bur Dubai, UAE.
Phone Number	+971 4 282 6422, +971 4 3429262
Email address	[email protected]
Chief Representative Officer (Dubai)	Mr Sherin K KuriakoseEmail: [email protected]

Top Indian Banks in Dubai for NRI Account Opening

Here are some of the Indian Bank Dubai for the NRIs who are living there:

Bank Name	Interest Rate (%) P.A.	Minimum Monthly Balance Required
HDFC Bank	3.50% (Rs 50 lakhs and above) 3% (below 50 lakhs)	Metro / Urban branches: AMB Rs.10,000 Semi-Urban Branches: AMB Rs.5,000 Rural Branches: AQB Rs.2,500
ICICI Bank	3.50% (Rs 50 lakhs and above) 3% (below 50 lakhs)	Rs 10,000
SBI	2.70% (less than Rs 10 crores) 3.00% (Rs 10 crore & above)	Rs. 1 lakh for Metro & Urban areas Rs. 50,000 for Semi-Urban and rural areas
Yes Bank	4% (up to 1 lakh) 4.25% (Rs. 1 lakh to 5 lakh) 5% (Rs. 5 lakh to 10 lakh) 6% (Rs. 10 lakh to Rs. 1Cr) 6.25% (Rs. 1 cr to 10 cr) 6.00% (Rs. 10cr to Rs. 25 Cr)	Rs 10,000
Federal Bank	4.25% (Up to Rs. 1 lakh) 5.50% (Rs. 1 lakh to Rs. 10 lakh) 6.00% (Rs. 10 lakh to Rs. 25 lakh) 7.00% (Rs. 25 lakh to Rs. 7.5 Crore) 6.25% (Rs. 7.5 Crore to Rs. 25 Crore) 6.25% (Rs. 25 Cr to Rs. 50 Cr) 5.25% (Rs. 50 cr up to Rs. 100 cr) 6.00% (Rs. 100 cr to Rs. 200 cr) 4.00% (Rs. 200 cr to Rs. 400 cr) 5.25% (Rs. 400 cr)	The average monthly balance required for FED NRI Power is Rs. 5,000.

How to Open an Indian Bank Account in Dubai for NRIs?

For all the NRIs, it is necessary to open NRI accounts in Dubai to manage their finances. These NRE accounts/ NRO accounts are required for remittances, savings income, or investments in the foreign country. Here are their uses:

NRE Account: To manage your foreign income in India, these accounts are opened by the NRIs, and they also offer tax-free interest.
NRO Account: To manage the indian income, NRIs open such accounts as it allows you to manage the domestic funds smoothly from Dubai.

Steps to open an Indian Bank Account in Dubai

You need to visit the official Indian Bank Branch available in Dubai.
Gather and submit all the required documents, such as proof of identity, overseas address, and financial documents.
Then, complete the account opening application form given by the bank officials.
After you have successfully applied, your bank account will be activated in a few days.

How Can Visament Help?

After reading this blog, you must have understood the process of opening a bank account in Dubai. The process can be a hassle for you as it requires you to visit the bank branch in Dubai. For those NRIs who want to open the account from their home or don’t want any stress regarding the process, they can get professional help from Visament’s experts.

We have a team of skilled professionals with years of experience in this field. We also provide customised services for the NRIs as per their requirements. We offer affordable prices, and you can get customer assistance on our platform 24/7.

Frequently Asked Questions

Yes, the NRIs can open accounts in Dubai with an Indian bank account. You can open NRE, NRO, and FCNR accounts for remittance and fund management.

You can open an NRI account in Dubai by visiting the branches there, or you can also apply online from their official websites. Choose the relevant bank account, gather all the required documents, complete the notarization or attestation, and you can also do the digital KYC. After verification, your NRE/NRO bank account will be opened in Dubai.

Yes, the NRIs who are living in the UAE can easily open an Indian bank account if they have the proper documents required. They can use the online as well as the offline mode to open an NRI account in the UAE.

In case of NRE and FCNR accounts, they are freely repatriable, and you can transfer the funds to the residence country or any other country without limitations. For the repatriation of NRO accounts, there are some specific guidelines set by the RBI (Reserve Bank of India).

In Dubai, many Indian banks cater to the financial needs of an OCI and an NRI. The top choices are ICICI Bank, Axis Bank, HDFC Bank, and SBI Bank.

To open an Indian bank account in Dubai, you need to make an initial deposit, which can be a few thousand for the basic accounts and can go up to Rs 50,000 or more for the premium or specific bank accounts. You also need to fulfill the minimum balance requirements. It also depends on your bank and the type of account you want to open.

According to the account maintenance and remittance services for NRIs in Dubai, it is considered that HDFC and ICICI Bank have the lowest and most competitive charges for transferring money to India.

No fixed amount of charges. There are so many charges included in the process of transferring money internationally. It includes the significant bank charges, exchange rate markups, intermediary bank fees, percentage charges, GST, and many potentially hidden costs.

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Vipul Jain

Consular & OCI Services Expert

Vipul Jain is the Co-Founder of Visament, a trusted platform dedicated to simplifying Indian immigration, consular, and NRI services for applicants across the globe. With extensive expertise in OCI cards, Indian passport services, visa assistance, apostille and document legalization,... See Full Bio