PIO VS OCI: (Difference Between OCI and PIO Cards)

autohr img By Vipul Jain
11 Dec, 2024

When we talk about PIO then it stands for Person Of Indian Origin. On the other hand, OCI is for Overseas Citizens Of India. These two terms are very confusing for many. So peeps you are not alone if you don't know the difference between PIO and OCI. There are plenty of people who are wondering about which one can fulfill their needs or suit them.

If you are looking forward to reconnecting with your roots, and working in India then choosing the best document is crucial for you. Here in this blog post, we will discuss the difference between PIO and OCI. Based on their benefits, application process, and more. It will help you to maintain ties with your motherland.

So without wasting time let's shed light on PIO vs OCI and start with the term PIO (Person Of Indian Origin).

What is PIO?

Persons of Indian origin are handwritten cards that refer to a foreign citizen. People whose roots belong to India or who previously held an Indian passport are PIOs. Bangladesh, Pakistan, China, Iran, Sri Lanka, Bhutan, Afghanistan, and Nepal are some of the countries apart from the PIO.

Citizens who have connections with an Indian origin like spouses, parents, etc are also added to the eligibility criteria. Do you have a PIO card? If yes then it is essential to pay attention because these cards are going to be discarded by the Indian government till 31st December 2024. If you did not upgrade your PIO to OCI then apply to get an appropriate visa and think about applying for PIO to OCI conversion.

After knowing about PIO it's time to know the benefits of PIO card and then we will also learn its limitations.

Benefits of a PIO Card?

There are several benefits of PIO card holders so if you also have this card then must check the key advantages of PIO that are mentioned below.

  • You can stay in India for 15 years from the date of card issued if you are a PIO card holder
  • PIO card holders are excluded from FRRO and FRO if they stay up to 180 days in India. After that, they need to register with Foreign Regional Registration Offices, and Foreigners Registration Officers within 30 days.
  • They will get benefits when it comes to getting economics, education, and finance.
  • Will get all the housing schemes from state and central government agencies.
  • Able to hold, transfer, dispose, and acquire, various forms of immovable properties, except plantation and agricultural properties.

It’s time to check out the limitations of PIOs.

PIOs limitations

  • PIO card holders are not able to use employment rights in government of India undertakings.
  • Not allowed to hold any government of India constitutional office form.
  • If you are a PIO card holder in India then you can’t buy agricultural land or farm house.
  • Don't have voting rights.
  • Before participating in activities like mountaineering, visiting restricted areas, and more they need to take permission.

Above we discuss the limitations and benefits of PIO cards. Now it's time to know the documents required for a PIO card.

OCI

List of Required Documents for a PIO Card

There are several documents required along with filling out the prior application. Here is the list of documents that you need to get a PIO card.

  • Original passport, existing or expired
  • Photocopy of expired Indian passport
  • Birth certificate of the applicant and their parents
  • Nationality certificate of the applicant and their parents/grandparents
  • School/college leaving certificates of the applicant
  • Original or photocopies of passports of the applicant's parent /grandparent

If you are a spouse of a PIO then the required document is slightly different those are as follows:

  • PIO Card or the Indian passport of the spouse
  • Original marriage certificate
  • Four passport-size photographs

When we talk about the PIO application fees, it's INR 15000 for adults and INR 7500 for minors.

It's all about PIO now in this blog on PIO vs OCI we will shed light on OCI cards and learn more about this.

What is OCI?

Overseas citizens of India refer to those foreign people who are eligible to get Indian citizenship on or after the 26th of January 1950. Additionally belonged to those regions that became part of India after 15th August 1947. Alongside there are some limitations set for this. In which the people from Bangladesh and Pakistan are the two countries that will be able to register themselves as an OCI at any given point in time.

The children and grandchildren of any individual will be able to enjoy the eligibility for OCI status. Besides this, people who have ever lived in Bangladesh or Pakistan cannot apply for an OCI card.

So after knowing about both PIO vs OCI it's time to know the benefits of OCI cards. Let's check them out.

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Benefits of OCI Status

  • No need to register with the FRRO/FRO irrespective of their stay duration if you have an OCI card.
  • OCI card holders can obtain a driving license, or PAN card, open a bank account, and can also apply for loans.
  • They do not require an employment visa to work and reside in India.
  • They are not restricted to work in any sector except those requiring special protected and restricted area permits.
  • Able to take admission in Indian education centers and enable to use of healthcare facilities on par with NRIs.
  • Own immovable properties, make investments, and participate in business ventures in India.

After discussing the OCI and its benefits it’s crucial to lighten up the documents required for an OCI card.

List of Required Documents for OCI

  • Four passport-size photographs
  • Previous Indian passport, if available. If not, attach a nativity certificate.
  • Birth certificate
  • Proof of citizenship in their current country
  • If applying based on the parent's Indian citizenship, proof of relationship will be required.

It's all about PIO and OCI now we will know the common benefits of PIO vs OCI.

Common benefits between PIO and OCI card:

  • Priority at immigration counters.
  • No need for a visa to study in India.
  • Same as non-resident Indians in terms of buying, owning, and selling property.

In this blog of PIO vs OCI, it's time to learn the key differences between both of them.

Difference Between PIO and OCI cards

Category

OCI Card

PIO Card

Fees

Rs.1,400 for issuance and Rs.5,500 for re-issuance of duplicate passport

Rs.15,000 for adults and Rs.7,500 for children aged up to 18 years

Registration in FRO/FRRO

Not required, irrespective of the period of stay

Need to be updated after 180 days, for which an additional 30 days are provided

Visa validity

Lifelong validity once it is issued

Valid for 15 years once it is issued

Where to apply

CKGS Application Center in the applicant’s jurisdiction

CKGS Application Center in the applicant’s jurisdiction

Requirement for an Indian Visa

Not required

Not required

When can the individual enter India

The individual can enter India anytime they want

The individual can enter India 15 years after the issuance of the PIO card. However, they can stay only for 180 days. If they exceed more than 180 days then they will have to re-register

Document format

OCI card and U visa sticker (which is attached to the applicant’s passport)

PIO booklet with applicant’s information

Processing period

8 weeks to 10 weeks

4 weeks to 6 weeks

Process

First, the OCI card and sticker are approved at the Consulate in Delhi

Second, the passport and fee receipt is sent to CKGS for attaching the OCI sticker to the passport.

All the documents are sent to the CKGS at the same time for approval.

Summing it up:

With the help of this blog on PIO vs OCI above we discussed PIO and OCI. Their benefits and documents are required for PIO and OCI. Apart from that we also mentioned the key difference between OCI and PIO cards. So peeps if you want PIO, NRI, and OCI services then we strongly recommend you to hire Visament. They are the finest immigration service provider who helps their clients to get all the passports and visa-related services with ease.

Frequently Asked Questions

Yes, Person of Indian Origin cards are still valid in India till December 31, 2024.

Yes, PIO can become an Indian citizen if they register as an OCI.

Yes, PIO are able to own property in India subject to certain conditions.

OCI cardholders can live in India for an unlimited period of time.

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