Answers to Your Most Common OCI Questions
Yes, a minor Overseas Citizen of India (OCI) is eligible to open a bank account in India. They are permitted to open the same type of account as an adult OCI cardholder. Such as an NRO account, NRE account, and joint account with a relative who is an Indian resident.
No, a kid cannot travel to India without an OCI card if they are eligible for an OCI card. It means that if either of the kid’s parents is an Indian citizen then the minor needs an OCI card to enter India without the need of a separate visa.
Navigating the OCI application without a proper understanding of documentation and process can be time-consuming and complex. Visament not only saves both your efforts and time but also decreases the chances of application rejection. In addition, you get your OCI card on time without any further delay.
We offer end-to-end support to our clients. From the time you take our services until the successful procedure of your application, we provide constant assistance, updates, and guidance. Our customer service team is 24*7 available to answer all your questions.
At Visament, we pride ourselves on our personalized services. Our experts have many years of experience in handling immigration and NRI services, including OCI applications, Indian passport renewals, and Police Clearance Certificates. Certifying your specific requirements we offer tailored solutions that meet the quality standards of efficiency and professionalism.
You can connect with us by simply visiting our official site and contacting at customer support team which is available around the clock. When you contact them, they will give instant replies to all your queries. So, you are free to ask any questions related to OCI services that you want from Visament.
Yes, an OCI cardholder can apply for health insurance in India even if they already have medical insurance in their host country. For OCI, the health insurance generally covers medical costs incurred within India. In addition at the time of police purchase certify that your visa and passport are valid to avoid any issues.
If an OCI card is lost, the cardholder must file a complaint with the police and get a police report. Also, they must apply online for a duplicate OCI card.
OCIs and NRIs to build a secure and safe retirement fund in India can register themselves for the NPS. It provides them with tax benefits, a reliable pension scheme, and diversified options of investment for their financial needs in the future.
OCI Miscellaneous services are generally a process of updating or reissuing the existing card. It can be done for several reasons, such as changes in personal information, occupation, nationality, and address, in case of loss or damaged card, and when a person gets a new passport.
In India, OCI card renewal or reissue is done when a new passport is issued, either after the age of 20 or after the age of 50. Re-issuance is also needed when the OCI card is lost or damaged, or if the cardholder changes their address or personal details.
Yes, an OCI card can be renewed from India. However, it is not a standard renewal process in the traditional sense.
The fee for OCI renewal in India for re-issuance of a new OCI card is INR 5,500, and for issuing a duplicate OCI card due to loss or damage, the fee is INR 15,000.
Yes, you can travel to India without updating your OCI card with your new passport details. Although you need to upload your new passport details online, there are no restrictions on traveling to India during the verification period. You only need to have a valid OCI card along with a valid foreign passport.
No, renewing an OCI card is not mandatory every time you issue a new passport. except for OCI cardholders who are under the age of 20 and those who are over 50.
Yes, you can travel to India while your OCI card is still in process. During this, you can use your existing and new passport and any present OCI card you have by your side as long it holds the validity.
Generally, the process takes 5 to 6 weeks to get an OCI in lieu of a PIO card from the submission date. However, depending on the Indian consulate or embassy where you apply in the UK the application time may vary.
Yes, OCI is better than PIO as it offers significant perks to applicants of Indian origin with fewer restrictions including a lifelong visa, advanced security features, and more. Considering this fact, the Indian government abolished the PIO card and merged the scheme with OCI, meaning a PIO cardholder can apply for the OCI card.
Yes, PIO can do business in India. The Indian government granted them the right to invest in businesses and buy residential or commercial property in the country. However, they do not get employment rights in Indian government services nor they can have any constitutional office.
Yes, till 31st December 2025, Indian immigration as a valid travel document will accept the PIO cards including the handwritten also along with a valid foreign passport.
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